Baccarat

The object of the game is to be dealt, or by drawing a card create a hand closest to a point value of “9”.  The value of each hand is determined by totaling the sum of the cards.  An Ace has a value of 1, the 2 through 9 are face value and the 10, Jack, Queen and King have a value of 0.  The total value of the hand is the last digit when the values of the cards are added. Ex. 9 + 7 = 16 and 6 is the value of the hand. 
The game is played with multiple standard 52 card decks (six to eight decks are preferred).  The cards will be dealt by a Casino Dealer and played from a “shoe” or an automated shuffling machine. The table has three possible bets; Banker, Player and Tie.

Rules

·     Players make their wagers on the Player, the Banker and/or the Tie.

·     The Casino Dealer will take the collections from each player prior to the deal.

·     The Player and the Banker Hand position will have two cards dealt face up.

·     No more wagers will be allowed once the first card is removed from the shoe.

·     The value of each hand is the sum of its cards using the last digit in this total.

·     If the Player or Banker dealt hand totals 8 or 9, no cards will be drawn and the winning hand will be determined.

·     When the Player Hand is dealt a point total of 0 through 5, it will be given a hit card.

·     When the Player Hand totals 6, 7, 8 or 9 the player must stand.

·     If the Player Hand did not draw a card, the Banker Hand will hit on 5 or less and stand on 6 and above.

 If the Player Hand drew a card the Banker Hand will draw a card according to the hitting rules below:

 Player and Banker Hands total the same the hand is a tie and all Player and Bank bets push while any Tie Bets will be paid 8 to 1.

·     The player/dealer will pay all winning bets and will collect all losing bets.

·     The player/dealer position is offered in a systematic and continuous way among the seated players after two hands.  The player/dealer button rotates clockwise around the table.  No one may assume the player/dealer position unless he or she has made a non-banked bet in the last round.  New players may assume the player/dealer position only if all other seated players refuse the player/dealer position in the round.

·     Collections will be taken per betting spot from the player and per hand from the player/dealer.  Fees will be charged for all wagers and shall be determined prior to the start of any hand or round, and is not calculated as a portion of wagers made or winnings earned.

Wager Payoff:

·     Player Bet Pays 1 to 1

·     Banker Bet Pays 19 to 20

·     Tie Bet  Pays 8 to 1